Keep or sell after CGT
Keep: net position after CGT
$532,187.31Estimate for your 100% share, selling on 14 October 2031Sell: net position after CGT
$370,957.47Estimate after investing for 5 yearsKeeping for 5 years leaves an estimated $532,187.31 for your share after CGT; selling on 14 October 2026 and investing the rest gives $370,957.47.
Keep and sell later
- Projected value
- $869,455.56
- Loan balance
- $400,000
- Rent less costs
- $120,000
- Before tax and sale costs
- $589,455.56
- Your 100% share
- $589,455.56
- CGT if kept
- $57,268.25
- Keep after CGT
- $532,187.31
Sale on 14 October 2031: July 2027 rules, 2027-28 rates assumed to continue, indexation factor 1.111 to the December quarter 2031 (projected CPI). Gain on your share $369,455.56.
Sell now and invest
- Value less loan
- $350,000
- Compounded before tax
- $425,828.52
- Your 100% share
- $350,000
- CGT if sold now
- $45,100
- Equity after CGT
- $304,900
- Sell after CGT
- $370,957.47
Sale on 14 October 2026: 2026-27 rates, 50% discount. Gain on your share $250,000.
Keep less sell
- After CGT
- $161,229.84
Example figures.
Rates as of