LandlordGauge

Rental income tax calculator Canada

Estimate rental income or loss and its 2026 band-tax effect after personal-use, CCA and short-term rental adjustments.

Your annual rental income

Property 1

Your ownership share of rent for this property, before expenses.

Your share, before removing the personal and short-term non-compliant portions below. Exclude CCA, purchase costs and mortgage principal.

The elective CCA claim you would like to deduct.

The relevant CRA Area A column 21 amount, before the short-term denial.

Cost sharing means small household contributions, not a rental operation.

Your personal tax position

Annual taxable income before this rental result, not gross salary or household income.

Your residence on December 31, 2026.

Your result

Example result

T776 net income

$18,000Net income or loss after the applied restrictions and CCA

Tax change before credits

$5,337

Your rental result is $18,000 across 1 property, with a $5,337 change in the stated band-only tax estimate.

Deductions applied

Current expenses allowed
$12,000
CCA applied
$6,000

Example: illustrative other taxable income of $80,000 and $6,000 of available CCA.

Rates as of