LandlordGauge

Rental property ROI calculator (Canada)

Estimate ROI and annual IRR from entered rental cash flows in Canada, with property growth and separate sale adjustments.

Your investment timeline

1 to 50 complete years. Recheck the loan and tax amounts at sale.

Annual change in property value. This does not increase rent or cash flows.

Deducted once at sale. Exclude these costs from the annual cash flows.

Property value and sale adjustments

Property value at year 0 attributable to the same ownership share as your cash flows, before growth.

Remaining loan to repay at the end. Enter 0 if debt-free.

Your separately calculated disposal tax. Enter 0 for a before-tax comparison.

Annual cash flows

Enter a negative amount for the cash you invest, including acquisition costs.

Net cash returned at the year end. Use a negative amount for an additional cash contribution.

Net cash returned at the year end. Use a negative amount for an additional cash contribution.

Net cash returned at the year end. Use a negative amount for an additional cash contribution.

Net cash returned at the year end. Use a negative amount for an additional cash contribution.

Exclude property sale proceeds and all separate sale adjustments.

Your result

Example result

Return on investment

70.00%Total return over the entered holding period

Annual IRR

12.66%Timing-adjusted rate for annual cash flows

ROI compares net cash profit with total cash invested; IRR reflects when the annual cash flows occur.

Example: starting property value of $300,000, $170,000 of loan repaid at sale and no tax on sale.

Rates as of