LandlordGauge

Rent to income ratio calculator

Compare UK tenant or guarantor annual gross income with rent using editable 30x and 36x monthly rent thresholds. Common practice, not law.

Rent and gross income

The rent for one complete month, in pounds.

Check a guarantor?

Enter the guarantor’s own gross income below. Do not combine it with the tenant’s income.

Use gross income, not take-home pay.

Multiple of monthly rent. Default: 30× monthly rent (2.5× annual rent).

Multiple of monthly rent. Default: 36× monthly rent (3× annual rent).

These thresholds are common practice, not law.

Your income comparison

Example result

Income to annual rent

2.50×

Tenant annual gross income of £60,000 is 2.50× annual rent of £24,000.

Tenant threshold check

Common-practice checks
ThresholdAnnual income requiredResult
30× monthly rentTenant£60,000Pass

Example figures.

Rates as of