Simple calculators to help you understand your rental property numbers.
Compare rent, operating costs and Canadian mortgage payments in one estimate.
Check provincial guidelines, timing and exemptions before you give notice.
Estimate cash left in the deal and monthly cash flow after a Canadian refinance, with the 80% planning cap and CMHC insured refinance rules.
Compare total return and annual IRR from your cash flows, with sale costs deducted once.
Estimate rental income or loss and its 2026 band-tax effect after personal-use, CCA and short-term rental adjustments.
Compare rental income with running costs and a mortgage calculated using Canadian semi-annual compounding. The cash flow calculator shows its financing assumptions and separates income before debt from cash after mortgage payments.
Rent increase guidelines and notice requirements depend on the province and effective year. The rent increase calculator explains conditional exemptions and the dates assumed by its listed inputs.
How our calculations work